I'll admit it. I borrow money from my oldest kid. I can at least say that I always ask first and eventually remember to pay him back. I don't sneak the cash out of his wallet and then pretend I don't know what happened. This is because I am an honest person and am trying to set a good example by presenting myself as a great role model of good values and morals, and nothing to do with the fact that the kid counts his money more than once a day and could tell you what his nickel to quarter ratio is at any given time. I ask to borrow a couple bucks to take his little brother to the video store and his response is this, "sure Mom, you can have five dollars, but when you pay me back you'll need to give me twenty dollars." I stare him down. "okay, you can pay me $10". My eyes get bigger. "how about $11?...I'm running out of numbers here, Mom."
Apparently my credit score at the Motormouth Bank and Trust is really, really, REALLY low.